Loan against shares

You don't have to sell your securities. Use your market investment to maximize the liquidity.

Loan Against Shares is the most appropriate financing solution. Businesses with expansion plans, or those requiring funds to procure additional, machinery and tech expertise to scale operations should consider Loan Against Securities.
Salaried individuals, in need of immediate liquidity, may also opt for this financing solution. Loan Against Securities may also be taken for personal reasons as well – consider it in lieu of loan for marriage or for your child's education. An advantage to note is that as long as you hold sufficient eligible securities to use as collateral, this type of credit line may be easier to obtain and it is more cost-effective than other alternatives.

Product Feature

  • Use this facility as on Overdraft/Line of Credit.
  • You do not need to sell your stocks. You simply pledge them to SBFC for up to 365 days or more.
  • We offer a Minimum loan amount of Rs 2 lakh and Maximum of Rs 2 Cr
  • The bonuses and dividends on the pledged shares will continue to accrue to you during the loan period.
  • You can renew the loans at your discretion.
  • No Guarantor required to avail facility.
  • Attractive interest rates
  • Minimum Processing fees
  • There are no set-up, non-use, or cancellation fees or IMD.

Eligibility Criteria

  • A person should be Indian resident.
  • Demat account holder who are Individuals/ professionals/Proprietorship/ *HUFs Corporates Partnership/LLP firm.
  • Shares as per approved list of company.

Documents Required

  • KYC of applicant.
  • Photograph
  • Demat account statement of 6 months.
  • Financial statements wherever applicable.